Home Purchase Loans

Go ahead and dream.

If you are interested in purchasing a new or existing home, Texas Edge Mortgage can help. Over many years, tens of thousands of Texas buyers have trusted us to help them purchase the homes of their dreams. As a mortgage banker and broker, Texas Edge will provide a safe and stable home loan for you and your family.

From approval to closing to funding, our mortgage services can make your home, vacation home, or investment property hopes a reality. Our team of highly experienced employees make sure you are fully and quickly approved prior to signing a home purchase contract. Our goal is to close your loan as quickly as possible. The full suite of Texas home loan options includes:

  • Perfect Credit Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo Loans
  • Difficult To Place Loans

Texas Edge Mortgage offers a wide range of options for your specific needs. Although it’s best to be able to pay a large down payment on a home loan, we also offer programs for qualified applicants who have little to no cash to put down.

Texas Home Loan Process

Before potential homeowners can begin their journey through the home loan process, buyers will need to have an understanding of what type of loan is best for them. Here at Texas Edge, we offer many different home loan options, and many new home buyers are unaccustomed to the market, loan options, and the home buying processes.

Contact us today with questions about which loan will work for your situation. Once we have spoken and helped you decide which program is right for you, you will fill out an online home loan application requesting pre-approval for the loan. We always keep you updated on the status of your loan approval, which can be tracked through the application number given to you at the time you submit the application. The next steps in the home loan process include loan processing, down payment, underwriting, and selecting a closing date.

Texas Edge Mortgage knows how important it is to secure a low-interest rate and a payment term (15 years, 30 years, etc.) with which you are comfortable, so our experts are available by phone or email to explain everything. We know that you are eager to get your loan process under way quickly. That’s why we try to close your loan expeditiously, going through the entire loan process quickly, and putting you in your new home as quickly as possible.

Check out our Mortgage Calculators

Potential home buyers can try out a variety of loan calculators that we offer to help you find the right loan and payment terms for you. These calculators will help you determine your interest rate on different loans, how down payment amounts affect your monthly payment, and the interest you pay over the course of a 15- or 30-year loan.

Current Rates for Home Loans in Texas

At Texas Edge, we stay up to date on the most current home loan rates available in Texas so that you don’t have to. These rates cover a variety of terms and loan option types, such as FHA, VA and Jumbo across 15- and 30-year terms. If current interest rates and home loan options don’t currently work for you in your situation, then be sure to check back regularly for updates. The mortgage industry in Texas is always changing.

After you have looked through the home loan options we offer, as well as checked out the calculators to find the best scenario for your home loan, use our quick contact form located to the right so we can help get you into your new home right away.

Contact A Professional Today