VA Loans

In 1944, the United States Congress passed the Servicemen’s Readjustment Act in an effort to give returning World War II veterans and their surviving spouses a range of benefits as a way for them to get re-adjusted to civilian life. In the Servicemen’s Readjustment Act, there was a multitude of benefits, but one of those benefits established the VA mortgage home loan. Since its inception, the U.S. government has insured more than 20 million VA loans. Texas Edge Mortgage has Senior Loan Consultants who specialize and have years of experience in the VA loan process.

The VA loan process can be a puzzling experience, especially when you’re a young veteran seeking out your very first home. Our experts here at Texas Edge will walk you through everything and make sure that you have a thorough understanding of what you’re signing. Purchasing a home is daunting task, and you want a lender that can make the process less daunting for you.

Facts about VA Loans

People have rough patches and sometimes these situations can affect your ability to get a home. As a veteran, if you have credit issues and would like to qualify for 100% financing without private mortgage insurance, then a VA Loan may be the right fit for you. If you’ve had to file for Chapter 13 bankruptcy but have been making payments on time for the last 12 months, then you may also qualify for a VA Loan. One aspect of the American Dream is to become a homeowner, and Texas Edge Mortgage wants to make that dream come true for you after your tour(s) of duty.

When you’re ready to apply for a VA loan at Texas Edge, you want to make sure that you have copies of your W2 statements from the past two years. This allows us to confirm what your household’s gross income is. You’ll also need to have copies of your previous two pay stubs and documentation of any other assets you may have such as any checking accounts, investments, trust funds, etc. Be sure to have your DD 214 available, signifying that you’ve been discharged from active duty.

Why Choose Texas Edge Mortgage For Your VA Loan?

We’re a Texas born, Texas bred company that understands what Texans want with their home buying process. We understand all the laws and regulations that come with applying for a home loan in Texas. With Texas Edge, you can have complete peace of mind when you choose us for your VA loan because it’s an indication that you’ve made the best choice for you and your family.

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